The biggest thing to know about Obamacare? Most will never notice it. The Washington Post’s “Guide to The Affordable Care Act” indicates that 80 percent of Americans already get their health insurance through their employer or the government. However, Tuesday is a significant day for the more than six million Texans who are without a health insurance safety net, who can now begin to shop for health insurance plans through HealthCare.gov without fear of being denied for pre-existing conditions. Open enrollment runs from today through March 2014 at HealthCare.gov.
Because Texas opted not to create its own set of insurance plan options or “menu,” Texans will select from several plans created by the federal government. All Americans must carry health insurance in 2014 or pay a fine.
From The Washington Post, “All insurance under Obamacare has to cover a set of health benefits the Obama administration has defined as “essential.” They are ‘ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.'”
Texas leads the nation with the most uninsured population and the most uninsured children (852,000).