Tuesday , 12 December 2017

Three Things to Know About the Health Insurance Marketplace

By Matthew Bado, TSB Staff

TownSquareBuzz.com has partnered with Be Covered Texas and Healthcare.gov to provide McKinney residents with information about the federal health care law, which requires all Americans to carry health insurance (if you don’t already have it) or pay a fine by Jan 1, 2014.

Beginning on Oct 1, individuals and families in McKinney and around the country can begin shopping and enrolling for health insurance through one central website. Because Texas opted not to create its own marketplace for citizens, Texans will use the marketplace at Healthcare.gov to apply for coverage, compare plans and enroll.

Here are three things to know right now:

1. The Marketplace is an easier way to shop for health insurance. The Marketplace simplifies your search for health coverage by gathering the options available in our area in one place. With one application, you can compare plans side-by-side and explore any free or low-cost programs you may qualify for.

2. Most people can get lower costs. When you use the Marketplace you may be able to get lower costs on your monthly premiums and out-of-pocket costs. When you fill out your application, you’ll find out how much you can save based on your income. Most people who apply will qualify for some level of savings. (Click here for a checklist.)

3. The Marketplace gives you control over your options with clear, apples-to-apples comparisons. In the Marketplace, information about prices and benefits is written in simple language. You get a clear picture of what premiums and protections you’d get before you enroll. You can compare plans based on what’s important to you, and choose the combination of price and coverage that fits your needs and budget.

More to come as Oct. 1 approaches! Meanwhile, get a snapshot of the new healthcare law.

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